Health Screening

Important Conditions Relating To Health.

Please note certain medical conditions will incur an additional premium.

Tel: 0818 286 524


  • Quoting Reference: Annualtravelinsurance.com (ROI)
  • Private Health Insurance Members

    If you hold a valid private health insurance with a minimum of €55,000 of inpatient medical cover abroad and have declared your private health insurance details to us, then you do not need to contact the medical screening line as detailed below.

    Non Private Health Insurance Members

    Do you have or have you had any medical condition(s) for which you are taking or have taken prescribed medication or are waiting to receive, or have received treatment (including surgery, tests, or investigations) within the last 2 years?

    If so, it is a condition of this policy that you will not be covered for any claims arising directly or indirectly from this medical condition(s) unless you contact us on 0818 286 524 and we have agreed in writing to cover your medical condition(s). Please see below for limitations on the above.

    If you have only one medical condition and it is one of those shown in the table below, then this will be covered under the policy without the need to contact us. If you have more than one of the below medical conditions you must contact the Medical Screening Line or if you have any other medical condition in addition to any of the below, you must declare all conditions to medical screening.




    Green bulletAchilles Tendon Injury Green bulletAcid Reflux
    Green bulletAcne Green bulletAnal Fissure/Fistula
    Green bulletAllergy (requiring non prescriptive treatment only) Green bulletBells Palsy (in isolation only)
    Green bulletBenign Prostatic Enlargement Green bulletBlindness
    Green bulletBroken/Fractured Bones (not head or spine) Green bulletCarpal Tunnel Syndrome
    Green bulletCataracts Green bulletColds or Influenza
    Green bulletColitis (no hospital admissions in last 12 months) Green bulletCorneal Graft
    Green bulletCuts & Abrasions (non self-inflicted) Green bulletCyst Breast (Benign)
    Green bulletCyst Testicular (Benign) Green bulletCystitis
    Green bulletDiarrhoea and/or vomiting (resolved) Green bulletDislocated Hip
    Green bulletDyspepsia Green bulletEczema
    Green bulletEpididymitis Green bulletEssential Tremor
    Green bulletFungal Nail Infection Green bulletGall Bladder Removal (if more than 3 months ago)
    Green bulletGastric Reflux Green bulletGlandular Fever
    Green bulletGlaucoma Green bulletGout
    Green bulletHayfever Green bulletHemorrhoids (Piles)
    Green bulletHernia (not Hiatus) Green bulletHip Replacement
    Green bulletHRT (Hormone Replacement Therapy) Green bulletHyperthyroidism (Overactive Thyroid)
    Green bulletHypothyroidism (Underactive Thyroid) Green bulletHypercholesterolaemia (high cholesterol)
    Green bulletHysterectomy (provided carried out more than 6 months ago) Green bulletIrritable Bowel Syndrome
    Green bulletMacular Degeneration Green bulletMenopause
    Green bulletMenorrhagia Green bulletMigraine (confirmed diagnosis, no on-going investigations)
    Green bulletMyalgia (Muscular Rheumatism) Green bulletMyalgic Encephalomyelitis (ME) (if the only symptom is fatigue)
    Green bulletNasal Polyp(s) Green bulletNeuralgia, Neuritis
    Green bulletNut Allergy Green bulletOsteochondritis
    Green bulletOsteoporosis, Osteopaenia (fragile bones) NO vertebral (backbone) fractures Green bulletPelvic Inflammatory Disease
    Green bulletPsoriasis Green bulletReflex Oesophagitis
    Green bulletRheumatism Green bulletRhinitis (Allergic)
    Green bulletShingles (Herpes Zoster) Green bulletShoulder Injury
    Green bulletSinusitis Green bulletSleep Apnoea
    Green bulletTendon Injury Green bulletTonsilitis
    Green bulletUnderactive Thyroid Green bulletUriticaria
    Green bulletVaricose Veins legs only (if GP has confirmed that client is fit to travel)  



    It is a condition of this policy that you will not be covered under Section A (Cancellation or Curtailment Charges), Section B (Emergency Medical and Other Expenses), Section C (Hospital Benefit), Section D (Personal Accident) and Section X3 ? Green Fees for any claims arising directly or indirectly from:

    At the time of taking out this policy or at the time of booking the trip:

    • Green bulletAny medical condition for which you or a close relative or a travelling companion are aware of but have not had a diagnosis.
    • Green bulletAny medical condition for which you or a close relative or a travelling companion have received a terminal prognosis.
    • Green bulletAny medical condition for which you or a close relative or a travelling companion are on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.

    At any time:

    • Green bulletAny medical condition you have in respect of which a medical practitioner has advised you not to travel or would have done so had you sought his/her advice but despite this you still travel.
    • Green bulletAny surgery, treatment or investigations for which you intend to travel outside of Ireland to receive (including any expenses incurred due to the discovery of other medical conditions during and/or complications arising from these procedures).
    • Green bulletAny medical condition for which you are not taking the recommended treatment or prescribed medication as directed by a medical practitioner.
    • Green bulletYour travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.
    • Green bulletAny surgery, tretement or investigation arising from investgiations or tests for which you were pending the results of prior to your departure from Ireland.
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