Health Screening

Important Conditions Relating To Health.

Please note certain medical conditions will incur an additional premium.

Tel: 0818 286 524


  • Quoting Reference: Annualtravelinsurance.com (ROI)
  • Private Health Insurance Members

    If you hold a valid private health insurance with a minimum of €55,000 of inpatient medical cover abroad and have declared your private health insurance details to us, then you do not need to contact the medical screening line as detailed below.

    Non Private Health Insurance Members

    Do you have or have you had any medical condition(s) for which you are taking or have taken prescribed medication or are waiting to receive, or have received treatment (including surgery, tests, or investigations) within the last 2 years?

    If so, it is a condition of this policy that you will not be covered for any claims arising directly or indirectly from this medical condition(s) unless you contact us on 0818 286 524 and we have agreed in writing to cover your medical condition(s). Please see below for limitations on the above.

    If you have only one medical condition and it is one of those shown in the table below, then this will be covered under the policy without the need to contact us. If you have more than one of the below medical conditions you must contact the Medical Screening Line or if you have any other medical condition in addition to any of the below, you must declare all conditions to medical screening.




    Achilles Tendon Injury Acid Reflux
    Acne Anal Fissure/Fistula
    Allergy (requiring non prescriptive treatment only) Bells Palsy (in isolation only)
    Benign Prostatic Enlargement Blindness
    Broken/Fractured Bones (not head or spine) Carpal Tunnel Syndrome
    Cataracts Colds or Influenza
    Colitis (no hospital admissions in last 12 months) Corneal Graft
    Cuts & Abrasions (non self-inflicted) Cyst Breast (Benign)
    Cyst Testicular (Benign) Cystitis
    Diarrhoea and/or vomiting (resolved) Dislocated Hip
    Dyspepsia Eczema
    Epididymitis Essential Tremor
    Fungal Nail Infection Gall Bladder Removal (if more than 3 months ago)
    Gastric Reflux Glandular Fever
    Glaucoma Gout
    Hayfever Hemorrhoids (Piles)
    Hernia (not Hiatus) Hip Replacement
    HRT (Hormone Replacement Therapy) Hyperthyroidism (Overactive Thyroid)
    Hypothyroidism (Underactive Thyroid) Hypercholesterolaemia (high cholesterol)
    Hysterectomy (provided carried out more than 6 months ago) Irritable Bowel Syndrome
    Macular Degeneration Menopause
    Menorrhagia Migraine (confirmed diagnosis, no on-going investigations)
    Myalgia (Muscular Rheumatism) Myalgic Encephalomyelitis (ME) (if the only symptom is fatigue)
    Nasal Polyp(s) Neuralgia, Neuritis
    Nut Allergy Osteochondritis
    Osteoporosis, Osteopaenia (fragile bones) NO vertebral (backbone) fractures Pelvic Inflammatory Disease
    Psoriasis Reflex Oesophagitis
    Rheumatism Rhinitis (Allergic)
    Shingles (Herpes Zoster) Shoulder Injury
    Sinusitis Sleep Apnoea
    Tendon Injury Tonsilitis
    Underactive Thyroid Uriticaria
    Varicose Veins legs only (if GP has confirmed that client is fit to travel)  



    It is a condition of this policy that you will not be covered under Section A (Cancellation or Curtailment Charges), Section B (Emergency Medical and Other Expenses), Section C (Hospital Benefit), Section D (Personal Accident) and Section X3 ? Green Fees for any claims arising directly or indirectly from:

    At the time of taking out this policy or at the time of booking the trip:

    • Any medical condition for which you or a close relative or a travelling companion are aware of but have not had a diagnosis.
    • Any medical condition for which you or a close relative or a travelling companion have received a terminal prognosis.
    • Any medical condition for which you or a close relative or a travelling companion are on a waiting list for or have the knowledge of the need for surgery, treatment or investigation at a hospital, clinic or nursing home.

    At any time:

    • Any medical condition you have in respect of which a medical practitioner has advised you not to travel or would have done so had you sought his/her advice but despite this you still travel.
    • Any surgery, treatment or investigations for which you intend to travel outside of Ireland to receive (including any expenses incurred due to the discovery of other medical conditions during and/or complications arising from these procedures).
    • Any medical condition for which you are not taking the recommended treatment or prescribed medication as directed by a medical practitioner.
    • Your travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.
    • Any surgery, tretement or investigation arising from investgiations or tests for which you were pending the results of prior to your departure from Ireland.
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