Grade 1 (included in all policies)
- Archery (amateur)
- Badminton (amateur)
- Baseball (amateur)
- Basketball (amateur)
- Beach Games
- Bungee Jump (1)
- Camel/Elephant Riding
- Canoeing (Up to Grade 3)
- Clay Pigeon Shooting
- Cricket (amateur)
- Cycling (other than specified)
- Dinghy Sailing
- Fell Walking
- Fencing
- Fishing
- Football (amateur)
- GAA Football (amateur)
- Golf (amateur)
- Hiking (under 2,000 metres altitude)
- Hockey (amateur)
- Horse Riding (up to 7 days)
- Jet Boating
- Jet Ski-ing
- Jogging
- Manual Work (bar and restaurant, waitress, waiter, chalet maids, au pair and nanny's and occasional light manual work including retail work and fruit picking but excluding the use of power tools and machinery)
- Marathon Running (amateur)
- Motorcycling up to 50cc (wearing a crash helmet, no racing)
- Netball (amateur)
- Non manual work (Including professional administrative or clerical duties only)
- Orienteering
- Outwardbound Pursuits
- Paintballing
- Parascending (over water)
- Pony Trekking
- Quad biking up to 50cc (wearing a crash helmet, no racing)
- Racquetball
- Rambling
- River Canoeing (Up to Grade 3)
- Roller Skating
- Roller Blading
- Rounders
- Rowing
- Running - sprint/long distance (amateur)
- Safari (Ireland/UK organised)
- Sail Boarding
- Sailing within territorial waters
- Scuba Diving* down to 30 metres if qualified and not diving alone or accompanied by a qualified instructor * see the specific question regarding Scuba Diving
- Skate Boarding
- Snorkelling
- Squash (amateur)
- Surfing (amateur, under 14 days)
- Tennis (amateur)
- Tour Operator Safari
- Track Events
- Trekking (under 2,000 metres altitude)
- Volleyball (amateur)
- War Games
- Water Polo (amateur)
- Water ski-ing (amateur)
- White Water Rafting (Grade 1 to 3)
- Windsurfing (amateur)
- Yachting (racing/crewing inside territorial waters)
Grade 2 - A 50% Loading on your existing travel premium to cover all
activities or €30 per activity if individually selected.
- Boxing Training (no contact)
- Bungee Jump (up to 3 additional jumps)
- Black Water Rafting (Grade 1 to 4) Life jacket and Helmet must be worn
- Camel/Elephant Riding/Trekking (non Incidental)
- Cycle Touring
- Go Karting (Specific use)
- Horse Riding (no Polo, Hunting Jumping)
- Hot Air Ballooning (non Incidental)
- Hurling (amateur)
- Jet Skiing (non Incidental)
- Martial Arts (Training only)
- Mountain Biking
- Parascending (over water, non Incidental)
- Rambling/Trekking between 2,001m and 4,200m
- Safari (non-Irl/UK organised)
- Scuba Diving* (non Incidental/down to 50m) if qualified and not diving alone or accompanied by a qualified instructor (see notes below)
- Sea Canoeing
- Sea Fishing (non Incidental)
- Surfing (amateur)
- Tandem Skydive (up to 2 jumps maximum)
- Triathlon
- White Water Rafting (Grade 4)
- Waterskiing/ Windsurfing/Snorkelling (non Incidental)
Grade 3 - A 100% loading on your existing travel premium to cover all
activities or €75 per activity if individually selected
- Abseiling
- American Football (amateur)
- Gliding
- Kayaking
- Rambling/Trekking between 4,201m and 6,000m (max age 45)
- Motorcycling (with a motorcycle licence, over 50cc wearing a crash helmet - no racing)
- Paragliding
- Rugby (amateur competition)
- Sand Yachting
- Yachting (racing/crewing) outside territorial waters
Grade 4 - A 200% loading on your existing travel premium to cover all
activities or €112.50 per activity if individually selected
- Hand Gliding
- High Diving under 5m (amateur, excluding cliff diving)
- Horse Jumping (no Polo, Hunting)
- Micro Lighting
- Parasailing
- Rock Climbing (under 2,000m)
- Rock Scrambling (under 4,000m)
- Canyoning
- Kite Surfing
