Grade 1 (included in all policies)

  • Archery (amateur)
  • Badminton (amateur)
  • Baseball (amateur)
  • Basketball (amateur)
  • Beach Games
  • Bungee Jump (1)
  • Camel/Elephant Riding
  • Canoeing (Up to Grade 3)
  • Clay Pigeon Shooting
  • Cricket (amateur)
  • Cycling (other than specified)
  • Dinghy Sailing
  • Fell Walking
  • Fencing
  • Fishing
  • Football (amateur)
  • GAA Football (amateur)
  • Golf (amateur)
  • Hiking (under 2,000 metres altitude)
  • Hockey (amateur)
  • Horse Riding (up to 7 days)
  • Jet Boating
  • Jet Ski-ing
  • Jogging
  • Manual Work (bar and restaurant, waitress, waiter, chalet maids, au pair and nanny's and occasional light manual work including retail work and fruit picking but excluding the use of power tools and machinery)
  • Marathon Running (amateur)
  • Motorcycling up to 50cc (wearing a crash helmet, no racing)
  • Netball (amateur)
  • Non manual work (Including professional administrative or clerical duties only)
  • Orienteering
  • Outwardbound Pursuits
  • Paintballing
  • Parascending (over water)
  • Pony Trekking
  • Quad biking up to 50cc (wearing a crash helmet, no racing)
  • Racquetball
  • Rambling
  • River Canoeing (Up to Grade 3)
  • Roller Skating
  • Roller Blading
  • Rounders
  • Rowing
  • Running - sprint/long distance (amateur)
  • Safari (Ireland/UK organised)
  • Sail Boarding
  • Sailing within territorial waters
  • Scuba Diving* down to 30 metres if qualified and not diving alone or accompanied by a qualified instructor * see the specific question regarding Scuba Diving
  • Skate Boarding
  • Snorkelling
  • Squash (amateur)
  • Surfing (amateur, under 14 days)
  • Tennis (amateur)
  • Tour Operator Safari
  • Track Events
  • Trekking (under 2,000 metres altitude)
  • Volleyball (amateur)
  • War Games
  • Water Polo (amateur)
  • Water ski-ing (amateur)
  • White Water Rafting (Grade 1 to 3)
  • Windsurfing (amateur)
  • Yachting (racing/crewing inside territorial waters)



Grade 2 - A 50% Loading on your existing travel premium to cover all activities or €30 per activity if individually selected.

  • Boxing Training (no contact)
  • Bungee Jump (up to 3 additional jumps)
  • Black Water Rafting (Grade 1 to 4) Life jacket and Helmet must be worn
  • Camel/Elephant Riding/Trekking (non Incidental)
  • Cycle Touring
  • Go Karting (Specific use)
  • Horse Riding (no Polo, Hunting Jumping)
  • Hot Air Ballooning (non Incidental)
  • Hurling (amateur)
  • Jet Skiing (non Incidental)
  • Martial Arts (Training only)
  • Mountain Biking
  • Parascending (over water, non Incidental)
  • Rambling/Trekking between 2,001m and 4,200m
  • Safari (non-Irl/UK organised)
  • Scuba Diving* (non Incidental/down to 50m) if qualified and not diving alone or accompanied by a qualified instructor (see notes below)
  • Sea Canoeing
  • Sea Fishing (non Incidental)
  • Surfing (amateur)
  • Tandem Skydive (up to 2 jumps maximum)
  • Triathlon
  • White Water Rafting (Grade 4)
  • Waterskiing/ Windsurfing/Snorkelling (non Incidental)



Grade 3 - A 100% loading on your existing travel premium to cover all activities or €75 per activity if individually selected

  • Abseiling
  • American Football (amateur)
  • Gliding
  • Kayaking
  • Rambling/Trekking between 4,201m and 6,000m (max age 45)
  • Motorcycling (with a motorcycle licence, over 50cc wearing a crash helmet - no racing)
  • Paragliding
  • Rugby (amateur competition)
  • Sand Yachting
  • Yachting (racing/crewing) outside territorial waters



Grade 4 - A 200% loading on your existing travel premium to cover all activities or €112.50 per activity if individually selected

  • Hand Gliding
  • High Diving under 5m (amateur, excluding cliff diving)
  • Horse Jumping (no Polo, Hunting)
  • Micro Lighting
  • Parasailing
  • Rock Climbing (under 2,000m)
  • Rock Scrambling (under 4,000m)
  • Canyoning
  • Kite Surfing

close

Get More Cover, Our Optional Extras Include


Flight Cancellation
(All Insured Persons)

Choose additional cover for Airline Flight Cancellations protection. Cover is provided (up to the policy limit) for reasonable additional accommodation and travel costs incurred as a result of the flight you were booked to travel on being cancelled or delayed for more than 24 hours after check in & no alternative is provided with 24 hrs. Does not exclude Act of God.


Travel Disruption

Click here for more information.


Cruise Connection

Select our Cruise Cover to cover any missed cruise connections. Cover is provided (up to the policy limit) for reasonable additional onward travel and accommodation costs incurred in reaching the next cruise departure point should you miss the original embarkation point due to failure of Public Transport (including Scheduled Flights), strike or adverse weather.


Winter Sports

If you are intending to hit the slopes on a Ski / Snowboard trip, add our Wintersports Cover. We will provide cover (up to the policy limit) in respect of Medical Expenses for injuries during your trip and also for your Ski Equipment, Ski Hire, Ski Pack and Piste or Avalanche Closure.


Business Equipment

If travelling on business add Business Equipment cover which to cover your equipment (including laptops). Cover is provided for Business Equipment up to the policy limit.


Golf Cover

If you are planning any Golfing holidays, add our Golf cover. We will provide cover (up to the policy limit) for Golf Equipment, together with Golf Equipment hire and Green Fees if you are unable to play due to injury or adverse weather.


Excess Waiver

To remove the policy excess add Excess Waiver cover. In the event of a claim no excess will be charged (excl hazardous activities listed in grades 2 - 4)


Wedding Cover

If you are getting married abroad, add our Wedding Cover. Cover is provided (up to the policy limit) for loss / theft / damage to wedding dress, suit, and other accessories forming part of your baggage. Cover is also provided for retake of photography / video due to loss / theft damage.


Sports & Activities

Our sports are listed into different grades and if you are going on an adventure holiday or intend to do an activity listed in one of our grades choose the relevant grade for your activity.
Please click here to see our Hazardous Activities.

Get A Quote Now

Cover-More Blue Insurance Services Limited trading as Annualtravelinsurance.com is regulated by the Central Bank of Ireland.
We collect personal information in order to provide you with a quote, contract of insurance (where applicable) and for marketing purposes. Further details on this and how your data is processed can be found in our privacy policy.
View our Summary Remuneration document here.