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Travel Insurance you can trust.

  • 24hr emergency & medical assistance for policy holders
  • Different levels of cover to suit your travel needs
  • Great ratings on Trustpilot
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24hr Emergency & Medical Assistance for Policy Holders

+353 91 560 637

What are you covered for with an ATI insurance policy?

With a policy from annualtravelinsurance.com you can be sure to have comprehensive cover, at affordable prices.

Cancellation or Curtailment

Cover the expenses of unused and non-refundable travel and accommodation costs in case you need to cancel or cut short your travel.

Medical Expenses

Cover financial expenses should injury, illness or death occur during your trip outside Ireland.

Emergency Assistance

Have 24/7 assistance should you require medical emergency abroad, repatriation or curtailment while on holiday.

Baggage & Personal Items

Get cover against accidental loss of, theft of or damage to baggage/personal belongings.

Personal Liability

Cover the expenses you become legally liable to pay if you cause another’s bodily injury or property damage.

Delayed Departure

Get reimbursed for the costs of travel delays if your scheduled public transportation is delayed for over 12 hours.

Three levels of cover to choose from

 

Economy

Our basic level of cover includes cancellation or curtailment, medical emergencies, delayed and missed departures, personal accident, baggage delay, contribution to passport replacement costs and more.

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Super

Super cover includes all the benefits offered in Economy cover with higher limits on many of them, such as for personal accident, as well as additional benefits like credit card fraud and more.

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Super Plus

Our Super Plus cover includes all the same benefits as Super cover but with higher limits on some of them such as personal accident or holiday abandonment.

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Frequently Asked Questions

Here you can find the common questions asked by our customers

A resident of the Republic of Ireland is someone who is permanently resident in Ireland and has been for the past six months prior to the issue date of your policy. We are unable to provide cover for anyone who is not a resident of the Republic of Ireland.

No. Travel Insurance must be purchased prior to your departure from the Republic of Ireland unless you have purchased this insurance using a Wi-Fi connection whilst travelling on an aircraft or train but before you reach your first international destination.

Please enter your current date of birth. It does not matter if you have a birthday after you buy the policy; we just need your date of birth at the time you purchase the policy.

When you purchase insurance via our website you have the option to print off your Validation Certificate (proof of insurance), Policy Wording and Insurance Product Information Document once the payment has been successfully processed. You will also receive a booking confirmation by email to the email address supplied during the booking process. The booking confirmation contains your account information and details on how you can retrieve your documentation which can be accessed using the Customer Portal section of our website.

If you wish you can also request to receive your documents by post as well as email. Please be mindful of your Environmental Impact when selecting your documents to be sent by post.

If you opt to receive the text message there is a €0.99 charge. The text message contains your policy number and the Emergency Assistance telephone number.

We strongly recommend you bring your Validation Certificate and Policy Wording with you when you travel.

If you need to make a change to your policy/details you can login to the Customer Portal section of our website. There are lots of different functionalities here. If you are unable to make the required change/upgrade please contact us on 0818 44 45 55 and we will be happy to assist you.

All of the above destinations would be covered on a European policy.

A "medical condition" is any disease, illness, injury or symptom for which you (you means all persons insured on the policy) have received medical advice, treatment or medication for in the last 2 years. For further information, refer to the important conditions relating to health section of the Policy Wording.

If you or any person to be insured has a medical condition, we need to ask you some medical questions before we can provide a quote. If you are declaring on behalf of another person you must have their permission to do so, and be fully aware of their medical history. You must declare ALL existing medical conditions for all people on the policy. If you declare some medical conditions and not others, your policy may be cancelled, or treated as it never existed, and your claims may be rejected or not fully paid. You cannot choose to exclude any medical conditions. You will not need to know the names of the medication you are taking.

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Why ATI?

Since 2016, we've been protecting thousands of UK & Irish travellers's holidays and travel plans around the world. Their trust in us has helped us grow and today we are part of the Zurich Insurance Group. We are insurance experts and travel enthusiasts.

We understand how our customers travel and what they need from their travel insurer so we are transparent with our pricing, the level of cover options and the claims process.

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